Four numbers produce your full monthly electricity bill. Enter kWh consumed, energy rate, distribution charge and fixed fees to see the total with a line-by-line cost breakdown and effective price per kWh.
Electricity Bill Calculator - Monthly Cost With All Fees
Four numbers produce your full monthly electricity bill. Enter kWh consumed, energy rate, distribution charge and fixed fees to see the total with a line-by-line cost breakdown and effective price per kWh.
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Four numbers, one monthly bill - what your electricity actually costs
Most people know their energy rate but ignore the other three line items on their bill. The distribution charge per kWh, the fixed customer fee and the total consumption together determine what you actually pay. This calculator adds them all up and shows you the effective cost per kilowatt-hour - the number that matters when you compare suppliers or decide whether solar panels make sense.
How to calculate your electricity bill - step by step
- Monthly usage (kWh) - read your meter or check your last bill. US average household: 886 kWh/month. A 1-bedroom apartment typically uses 400-600 kWh, a 3-bedroom house 800-1,200 kWh.
- Energy rate ($/kWh) - the per-kWh charge for electricity itself. US national average: $0.14/kWh. California and New York run $0.20-0.30. Texas and the Southeast: $0.10-0.13.
- Distribution charge ($/kWh) - the variable delivery fee your utility charges per kWh. Typically $0.03-0.08/kWh. Some utilities bundle this into the energy rate - if so, enter 0.
- Fixed monthly charges ($) - the flat fees that appear regardless of usage: customer charge, meter fee, service charge. Usually $5-20/month combined.
- Read the results - the calculator shows your total monthly bill, annual projection, line-by-line breakdown and effective rate per kWh.
Typical electricity bills by household size
Based on US averages at $0.14/kWh energy + $0.05/kWh distribution + $12/month fixed charges.
| Household | kWh/month | Energy | Distribution | Fixed | Total/month |
|---|---|---|---|---|---|
| Studio apartment (1 person) | 300 | $42.00 | $15.00 | $12.00 | $69.00 |
| 1-bed apartment (2 people) | 500 | $70.00 | $25.00 | $12.00 | $107.00 |
| 3-bed house (family of 4) | 900 | $126.00 | $45.00 | $12.00 | $183.00 |
| Large house (5+ people) | 1,400 | $196.00 | $70.00 | $12.00 | $278.00 |
| House with EV + AC | 2,000 | $280.00 | $100.00 | $12.00 | $392.00 |
Bill scenarios: same house, different rates
Total: $143.00/month - effective rate $0.159/kWh
Total: $232.00/month - effective rate $0.331/kWh
Total: $124.00/month - effective rate $0.413/kWh
Total: $297.00/month - effective rate $0.198/kWh
Total: $50.00/month - effective rate $0.250/kWh (fixed fees dominate at low usage)
Total: $502.00/month - effective rate $0.228/kWh
FAQ - Frequently asked questions
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