Browse 33 free calculators in the Finance category.
Currency Converter - Ten currencies, daily rates, one conversion. Pick a source and target currency from EUR, USD, GBP, CHF, JPY, CAD, AUD, NOK, SEK and DKK, enter your amount and get an instant result with the day-over-day change indicator.
Bitcoin & Crypto Calculator - Five coins, real-time prices, zero guesswork. Convert Bitcoin, Ethereum, BNB, XRP or Cardano to USD and back using live CoinGecko data. See the current price, 24-hour change and a quick investment summary in one result.
Compound Interest Calculator - One formula, four variables - and time does most of the work. Enter your principal, annual rate, time horizon and compounding frequency to see the final value, total interest earned and the Rule of 72 doubling estimate.
Deposit Calculator - Three inputs, one guaranteed return. Enter your deposit amount, annual rate and term length to see gross interest, net interest after tax, effective annual yield and whether your deposit beats inflation.
Loan Payment Calculator - Same loan, two repayment paths - fixed instalments keep your budget steady, declining ones save you thousands in interest. Enter the loan amount, annual rate, term and instalment type to compare monthly payments, total interest and full repayment cost.
Loan Amortization Calculator - Generate a full repayment schedule showing how much of each payment goes to principal and how much to interest - year by year, for fixed or declining instalments.
Total Loan Cost Calculator - Interest, origination fee, annual insurance - three cost layers that the monthly payment hides. Enter your loan details and get a single honest total showing how much you actually pay above the borrowed amount.
APR Calculator - The nominal rate on your loan agreement excludes fees, insurance and other charges. The APR folds everything into one comparable annual rate - enter your loan details and see how much the advertised rate really costs.
Personal Loan Calculator - A $30,000 personal loan at 9.5% for 4 years with a 3.5% fee and monthly insurance looks like $750/month on paper. The real cost - $11,289 above the principal. Enter your loan terms and see the full breakdown: APR, fixed vs declining payments, and exactly how much you overpay.
Auto Loan Calculator - An $85,000 car with 20% down, 8.9% rate and a 30% balloon payment looks like $780/month. Without the balloon: $1,120/month but $4,200 less in total interest. Enter your car price, down payment and financing terms to see both scenarios side by side.
Early Repayment Calculator - Prepaying $50,000 on a $280,000 mortgage at 7.5% can save $87,000 in interest or cut 6 years off the term. But a 3% penalty eats $1,500 of that saving. Enter your current balance, rate and prepayment amount to see the net result - shorter term vs lower payment, after penalty.
Refinance Calculator - Compare your current loan rate with a refinance offer. See the net saving after closing costs, the break-even month and the exact payment difference per month.
Debt Consolidation Calculator - Merge two to five debts into a single monthly payment at one rate. See the combined balance, new instalment and whether the total cost goes up or down.
Margin & Markup Calculator - A 50% markup is not a 50% margin. One is calculated on cost, the other on revenue - and confusing them can wipe out your profit. Enter cost and selling price to see both numbers side by side.
Credit Card Payoff Calculator - An $8,000 balance at 22% APR takes 30 years to pay off at minimum. Add $200/month and it drops to 3 years. Enter your balance to see how extra payments shrink the debt.
Payday Loan Calculator - A $500 payday loan with a 15% fee for 14 days costs $75 upfront - and the APR hits 391%. Extend it twice and you have paid $225 in fees on a $500 loan. Enter your amount and term to see the real cost before you sign.
ETF Return Calculator - Compound interest turns small monthly payments into six-figure portfolios. $500/month at 8% for 20 years grows to $294,510 - your contributions are $120,000, the rest is market gains. Enter your numbers to see the projection.
Dividend Calculator - Annual income, monthly payout, gross and net yield, tax impact and reinvestment projection - from three inputs. Enter shares, price and dividend per share to see how much passive income your portfolio generates.
Dollar Cost Averaging (DCA) Calculator - You have $12,000 to invest. All at once or $1,000/month for a year? This calculator runs both strategies across four market scenarios and shows which one wins. Vanguard says lump sum wins 67% of the time.
Stock Profit Calculator - Broker fees apply twice - once when you buy, once when you sell. A $5,000 trade at 0.25% costs $12.50 each way. Enter buy price, sell price and shares to see net profit after all commissions.
Average Purchase Price Calculator - Enter up to five buy transactions and get the volume-weighted average cost per share. Add your broker commission to see the adjusted cost basis, then compare against the current price for unrealized gain or loss.
Investment Portfolio Calculator - $50,000 to invest and no idea how to split it? Enter risk profile, time horizon and goal to get stocks/bonds/commodities/cash percentages with expected return, max drawdown and a 20-year projection.
Asset Allocation Calculator - Ray Dalio's All Weather holds 30% stocks but still averages 7.5% annually. Pick one of six strategies and this calculator breaks your portfolio into sub-asset classes with specific ETF tickers.
Sharpe Ratio Calculator - Enter 12.5% return, 5% risk-free rate and 15% volatility - the Sharpe Ratio Calculator returns 0.50 with a 'Good' rating and shows whether your portfolio beats the S&P 500 benchmark.
ROI Calculator - Plug in your investment cost and total return - the ROI Calculator shows the percentage gain, net profit in dollars and annualized ROI. Works for stocks, real estate, ads, crypto and any asset class.
NPV Calculator - A solar panel system costs $28,000 upfront and saves $4,200 per year for 10 years. Sounds profitable - but at an 8% discount rate the NPV is only $188. The NPV Calculator reveals whether future cash flows justify today's investment.
IRR Calculator - Enter the initial cost and yearly cash flows - the IRR Calculator finds the exact discount rate where NPV hits zero. Compares your result against savings, bonds and stocks, and shows NPV at six different rates in one table.
Simple Interest Calculator - How much interest does a $10,000 loan generate at 5% over 6 months? This calculator applies the I = P x r x t formula and breaks down interest per month, per day, and cumulative growth over time.
Business Trip Cost Calculator - Plan the full cost of a work trip before you leave. Add mileage, per diem, hotel nights, tolls and extras - get a categorized estimate with daily rate and percentage breakdown.
Coffee Savings Calculator - A $5 latte feels like nothing - until you multiply it by 260 workdays and 30 years of compound growth. See exactly what any daily habit costs you in the long run.
Portfolio Beta Calculator - Beta 1.3 amplifies every market move by 30%. Enter your asset volatility, market correlation and get the beta coefficient, CAPM expected return and risk classification from Defensive to Speculative.
Rule of 72 Calculator - Divide 72 by your annual return and you know when your money doubles. At 7% that is 10.3 years. This calculator compares the quick estimate to the exact compound formula and shows year-by-year growth.
Time Value of Money Calculator - Enter an amount, a rate and a timeframe - get the future value or present value with a side-by-side comparison of annual, semi-annual, quarterly and monthly compounding. Includes year-by-year growth table and effective annual rate.