Measure where your body stores fat - not just how much. The waist-to-hip ratio separates apple from pear body shapes and flags cardiovascular risk faster than BMI alone.
Waist 100 cm - What Is Your WHR?
Measure where your body stores fat - not just how much. The waist-to-hip ratio separates apple from pear body shapes and flags cardiovascular risk faster than BMI alone.
Your waist measures 100 cm. The waist-to-hip ratio (WHR) is one of the best indicators of visceral fat distribution. WHO considers WHR above 0.85 in women and 0.90 in men as elevated cardiovascular risk. Enter your hip measurement and the calculator will compute your WHR and assess your risk category by age and sex.
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The number BMI misses
BMI treats all weight equally - muscle, bone, water, fat. WHR does not. It divides waist circumference by hip circumference and tells you where your body stores fat. A ratio above 0.85 for women or 0.95 for men signals elevated cardiovascular risk according to WHO guidelines. Two people with identical BMI can have wildly different WHR scores - and the one with the higher ratio faces significantly greater health risks.
WHR = 82 / 97 = 0.85 - borderline moderate risk. The calculator flags this as the upper edge of the safe zone and recommends increasing cardio frequency.
How to use this calculator - step by step
- Waist circumference - measure at the narrowest point, about 2 cm above the navel. Stand upright, exhale naturally, do not suck your stomach in. Typical values: 65-100 cm.
- Hip circumference - measure at the widest point around the buttocks. Keep the tape horizontal and snug. Typical values: 85-120 cm.
- Sex - select Female or Male. WHO thresholds differ: women below 0.80 = low risk, men below 0.90 = low risk.
- Age (optional) - after 50, fat distribution shifts toward the abdomen. The calculator adjusts recommendations accordingly.
- Read your results - WHR value, risk category, body shape type, disease risk level and actionable recommendations.
WHO risk thresholds
| Risk level | Women | Men | Body shape |
|---|---|---|---|
| Low (ideal) | < 0.80 | < 0.90 | Pear / Proportional |
| Moderate | 0.80 - 0.85 | 0.90 - 0.95 | Transitional |
| High | 0.86 - 0.90 | 0.96 - 1.00 | Apple |
| Very high | > 0.90 | > 1.00 | Apple (visceral) |
WHR vs BMI - when each one matters
| Metric | What it measures | Blind spot | Best for |
|---|---|---|---|
| BMI | Total weight relative to height | Cannot distinguish muscle from fat | Population-level screening |
| WHR | Fat distribution (waist vs hips) | Does not capture total body fat | Cardiovascular risk assessment |
| Body fat % | Proportion of fat tissue | Needs calipers or DEXA for accuracy | Athletes, fitness tracking |
Practical examples
Waist 68 cm, hips 96 cm. WHR = 68 / 96 = 0.71. Low risk. Classic pear shape with healthy subcutaneous fat distribution.
Waist 80 cm, hips 95 cm. WHR = 80 / 95 = 0.84. Moderate risk. Upper edge of the safe zone - increasing cardio from 2 to 4 sessions per week can bring it below 0.80.
Waist 102 cm, hips 100 cm. WHR = 102 / 100 = 1.02. Very high risk. The waist exceeds the hips - strong indicator of visceral fat accumulation. Medical consultation recommended.
Waist 78 cm, hips 95 cm. WHR = 78 / 95 = 0.82. Low risk. Well below the male threshold of 0.90. Proportional body shape with minimal abdominal fat.
Waist 88 cm, hips 98 cm, age 55. WHR = 88 / 98 = 0.90. High risk. The calculator adds a note for ages 50+: cholesterol and glucose checks every 6 months.
Waist 82 cm, hips 104 cm, male. WHR = 82 / 104 = 0.79. Low risk. Large hip circumference from glute and thigh muscle mass pushes the ratio down. This is where WHR outperforms BMI - the BMI might read "overweight" while WHR correctly shows low cardiovascular risk.
How to measure correctly
Measurement errors of just 2-3 cm can shift your WHR category. Follow these rules:
| Step | Waist | Hips |
|---|---|---|
| Position | Stand upright, feet together | Stand upright, feet together |
| Landmark | Narrowest point, ~2 cm above navel | Widest point across buttocks |
| Tape | Horizontal, snug, not compressing skin | Horizontal, snug, not compressing skin |
| Breathing | Read on a natural exhale | Normal breathing |
FAQ
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Calculator verified by the LiczGrupa.pl team
Content, formulas and results have been reviewed for accuracy and relevance by our team of specialists.

Reviewed by: Patryk Matyjasik